Professional Lending Software

Run your lending
operation like a pro.

LoanKeeper replaces your spreadsheets and sticky notes with a complete loan management system — built for independent lenders, not enterprise corporations.

Runs locally on your Windows PC  ·  Your data, your control

☁️ Auto-backup to Google Drive
Active Loan On Track
MR
Maria Reyes
$4,500 · 12-month term · 8% APR
Progress Month 8 of 12
$2,856
Paid
$1,644
Remaining
$390
Monthly
Apr 1, 2025 $390.00 Paid
May 1, 2025 $390.00 Due Soon
📱 Reminder sent via SMS

Clients & loans, no limits

0

Monthly subscription fees

100%

Your data, on your device

One-time license, yours forever

Built for the way you actually work

Every feature was designed for independent lenders managing real relationships — not corporate compliance departments.

📋

Client & Loan Management

Store complete client profiles, issue multiple loans per client, and view the full history of every account in one clean interface.

📊

Amortization Schedules

Generate detailed payment schedules automatically. Every installment is calculated precisely — principal, interest, and balance — with no math required from you.

💳

Payment Recording

Log payments in seconds. Late payments automatically trigger interest accrual and recalculate the remaining schedule — keeping your books accurate without manual effort.

Automated Reminders

Send SMS and email reminders before due dates and late notices after. Set it once — LoanKeeper handles the follow-up automatically, so you stay professional without the awkward calls.

📄

PDF Payment Receipts

Generate and email professional PDF receipts instantly when a payment is recorded. Your clients get documentation; you get credibility.

☁️

Automatic Cloud Backup

Your loan data syncs automatically to Google Drive or OneDrive. Sleep easy knowing your records are safe — even if your laptop has a bad day.

💳

Payment Processing

Accept payments directly through Stripe or CloverGo. Integrated processing means payments are recorded and receipts sent — all in one step.

🔒

Runs Locally, Always

No cloud subscription. No per-user fee. LoanKeeper runs on your Windows laptop, keeps your data on your device, and works even without internet.

📈

Portfolio Reporting

See your full portfolio at a glance — outstanding balances, upcoming due dates, late accounts, and collection health — so you always know where you stand.

From setup to collecting — in minutes

No training required. If you can use a browser, you can run LoanKeeper.

1

Add a Client

Enter your borrower's name, contact, and basic information. Clients are stored locally and ready to search anytime.

2

Issue a Loan

Set the amount, term, and interest rate. LoanKeeper instantly generates a full amortization schedule.

3

Record Payments

Log payments as they come in. Late fees and schedule recalculation happen automatically. A receipt is sent immediately.

4

Relax

Reminders go out on their own. Backups run quietly. You focus on your clients — the software handles the rest.

Made for independent lenders, not banks

If you're managing loans on spreadsheets, paper ledgers, or just memory — LoanKeeper was built for you. It gives you the tools of a professional lending operation at a fraction of the complexity.

  • You issue personal loans to people you know and trust
  • You need to track who's paid, who's late, and how much is left
  • You want your clients to receive professional receipts and reminders
  • You're not a tech company — you need software that just works
  • You want to own your software outright, with no recurring fees
See If It's Right For You
🏘️
The Community Lender
Issues small loans to neighbors and community members who don't qualify for traditional bank products. Needs professional records without the overhead.
👔
The Small Business Financier
Provides working capital loans to local businesses — vendors, contractors, food stalls. Tracks multiple loans across dozens of clients simultaneously.
👨‍👩‍👧‍👦
The Family Loan Manager
Manages formal loan arrangements within an extended family or close network. Keeps things professional and transparent so relationships stay intact.
🤝
The Cooperative Treasurer
Runs a savings group or cooperative that extends credit to members. Needs a clean record of every loan, payment, and balance — always audit-ready.

Stop managing loans in spreadsheets. Start running a real operation.

LoanKeeper is a one-time purchase that installs on your Windows PC in minutes. No subscriptions, no contracts, no IT department required.

One-time license fee Runs on Windows 10/11 No internet subscription Setup in under 30 minutes